Frequently Asked Questions

What will I need to open an account?

Here’s a checklist of the general requirements to open a bank account:

  • Identification

You’ll need to provide a valid, government-issued photo ID, such as a driver’s license or a passport. If you don’t have either, you can get an ID card at the Department of Motor Vehicles. For a full list of acceptable forms of I.D. click HERE!

  • Personal details

You’ll likely need to provide other basic information to verify who you are, if it’s not on your identification, such as date of birth, Social Security number, phone number and email address.

  • Money

You'll need to deposit $25 into a Share/savings Account to become a member and keep your account open. Opening a Draft/Checking account may require a larger deposit, based on the account type. For a full list of Account Types, click HERE!

  • Join Account Holders

IF you’re opening a joint account: Because this account is owned by multiple people, all owners’ information is needed to set it up. 

  • A parent, if you’re not yet 18

Minors will need to have a parent or legal guardian as a co-owner who can sign legal documents with the credit union.

 

I don't have great credit. Can I still get a loan?


If you’ve had issues with your credit history, let the us know about your circumstances to see if we have an account type that's the right fit for you.

I'm not 18 years old yet. Can I open an account?

Yes! However, minors will need to have a parent or legal guardian as a co-owner who can sign legal documents with the credit union.

I am not a U.S. Citizen. Can I open an account?

If you are not a U.S. citizen, let the us know about your circumstances to see if we're the right fit for you. With only a passport and a Tax ID number, you can open an account!

 

What's the difference between a Credit Union and a Bank?