Far from Wall Street. Down on Broad Street.
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Member Benefits & Services

Member Benefits & Services

We’re not committed to Wall Street

We’re committed to Our Members.

Credit unions are NOT for profit. They’re for people.

A Credit Union’s purpose is to serve it’s members.

How can we serve you?

Member Services

Share Draft (Checking) Accounts

  • Basic
  • Bonus
  • Student
  • Fifty Plus 

Savings Accounts

  • Christmas Club
  • Special Accounts
  • Certificates of Deposit (CDs) (6 months to 60 months)
  • IRAs (Traditional, Roth and Educational )

Home Banking

  • Withdrawal by check
  • Transfer between savings and checking
  • Informational (check your balances on all of your accounts, see which drafts (checks) have cleared, etc.)

Debit and ATM Cards

  • National Access (a fee is charged)
  • 7 local ATM sites (free)

See ATM Locations

Other Services

  • Free Notary Service
  • Fast, friendly and personal service.

Call us at 423-267-7621 and a live Member Services Representative will answer your call, NOT an automated system with prompts.

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Quick Links

Harland Clarke Check Reorder

Harland Clarke Check Reorder

Membership Benefits

SPRINT® & LoveMyCreditReunionRewards®

CREDIT UNION MEMBERSHIP PAYS WITH SPRINT® Members can get a $100 CASH REWARD for each new line you activate with Sprint. Restrictions apply. Learn more HERE!


The Smart Option Student Loan® for Chattanooga First Federal Credit Union by Sallie Mae®

Learn more HERE!

point rock Group® Supplemental Insurance

Point Rock Group, a subsidiary of the Tennessee Credit Union League, was created to provide products and services to meet the unpredictable needs of its clients. Learn more Here!

Trustage® Insurance

Life, AD&D, Auto, Property & Health Insurance for Credit Union Members. Learn more HERE!

Route 66® Extended Warranty

The Lowest Cost, Best Coverage in Extended Service Plans for Your Vehicle. Learn more HERE!